Why does insurance cost so much?

A new survey finds the cost of property insurance in the U.S. is more than double the national average.

It shows that homeowners insurance premiums jumped nearly 10 percent in 2016, with many homeowners struggling to pay their bills.

The Insurance Information Institute’s 2016 Insurer Scorecard found the average price of a standard policy in the United States was $8,717 per policyholder.

That’s up more than 10 percent from 2015, the first year of the scorecard.

The average rate for homeowners is $1,072 per policy, up 9 percent.

That compares with an average rate of $919 per policy in 2016.

A standard policy typically costs between $500,000 and $1 million.

Insurers offer several types of insurance to cover a variety of scenarios, including property, health and casualty insurance, life insurance, and homeowners insurance.

The new survey by the insurance institute found that many policies were priced too low for a lot of people.

Insurance experts said they expected more people to choose homeowners policies.

But it was still possible that some people could be underinsured because of high deductibles, too much debt and other financial problems, said Brian L. Schaffner, the institute’s director of research.

Some experts said it would be beneficial to take into account some of the new research.

Insurance experts said a survey of insurers’ rates might be helpful, because they typically provide better insight into how the industry fares than the annual scorecard does.

For instance, the survey also shows that insurers in 2018 paid a premium of $4,834 for a policy that had a deductible of $5,000, a deductible for a home that had an average deductible of less than $3,000 per year, and an average annual premium of between $10,000 to $20,000.